AI Financial Workspace

AI financial software for clearer business and personal money management.

Connect financial data, categorize transactions, match receipts, monitor spending, track income, and generate clear reports — with AI suggestions you can review before relying on them.

Start organizing your finances Explore business tools

BookOS is software, not a CPA firm, tax advisor, investment advisor, payroll provider, bank, lender, escrow service, money transmitter, or law firm. AI insights are informational and should be reviewed before use.

Personal Finance

Track spending, income, budgets, subscriptions, goals, and household cash flow in one AI-assisted workspace.

Spending & budgets

Categorization suggestions, budget tracking, and subscription monitoring with user approval.

Cash-flow visibility

Net worth and goal tracking with AI summaries of spending patterns you can review at a glance.

Exportable records

Shareable summaries for your own accountant, advisor, or planner. You stay in control of every export.

BookOS does not provide investment, tax, legal, or professional financial advice.

Business Finance

Organize business income, expenses, receipts, invoices, vendors, and cash-flow trends without needing to become an accounting expert.

Transactions & receipts

AI-assisted categorization, receipt matching suggestions, and vendor tracking with review queues.

Project & client views

Invoice tracking and client-level income summaries to see where revenue and expenses flow.

Cash-flow workspace

P&L-style summaries, scenario planning, and collaboration access for your own accountant or bookkeeper.

Accounting workflows

Chart of accounts, bank reconciliation, month-end close checklists, and a general ledger with human-approved posting.

Bills & purchasing

Bill capture, purchase orders, inventory tracking, and duplicate detection with approval thresholds you control.

Connect your AI tools

BookOS is an MCP server: connect Claude or other AI clients with a workspace key. Drafts stay in review queues until a human approves them.

BookOS provides software tools and informational reports. Users are responsible for review, accuracy, recordkeeping, and professional decisions.

AI Insights

AI helps explain what changed, what looks unusual, and what may need your review.

Assistant

Bookkeeper

Suggests categories for incoming transactions, drafts rules for repeating merchants, and keeps the review queue organized.

“24 uncategorized transactions.7 match your past rules for Software & subscriptions — review to confirm.”
Assistant

Accountant

Reviews reconciliation gaps and journal drafts, and explains out-of-balance items in plain language for your approval.

“Bank feed matches 41 of 42 entries.One deposit needs a manual match before close.”
Assistant

CFO

Summarizes cash-flow shifts, runway, and forecast scenarios so you can think through “what if” before you act.

“Runway is 14.6 monthsat current burn. Software spend is up 18% vs the 3-month average.”

AI outputs may be incomplete or incorrect. Review AI suggestions before relying on them for records, reports, or business decisions.

Reports

Generate informational financial summaries for your own review or to share with your accountant, bookkeeper, investor, or advisor.

Informational summaries

Income and expense summaries, category breakdowns, and vendor reports you can export at any time.

Cash-flow & scenarios

Cash-flow-style reports and forecast scenarios to think through “what if” questions before you act.

Shareable with professionals

Hand exports to your own accountant or advisor for professional review. BookOS does not prepare tax returns or certify records.

Clear pricing with built-in guardrails

See the essentials up front, then expand for limits and comparisons.

Every workspace starts with a 7-day Growth trial. No card required.

Personal Starter

AI-assisted budgeting and cash-flow clarity
$9/mo
  • Spending and budget tracking
  • 1 bank connection (weekly refresh)
  • Subscription tracking and personal cash-flow summaries
  • AI spending insights with user approval
  • Exportable personal finance reports
Usage limits
  • 15 AI actions/day
  • 1.0M AI credits/month
  • 50 receipts/month
  • 3 active projects
Start organizing

Freelancer

Clean income and expense organization for 1099 workers
Most Popular$24/mo
  • Income and expense tracking
  • 3 bank connections (daily refresh)
  • Receipt uploads and AI-assisted categorization
  • Invoice tracking and monthly finance summaries
  • Exportable records for professional review
Usage limits
  • 60 AI actions/day
  • 4.0M AI credits/month
  • 200 receipts/month
  • 10 active projects
Start freelancer

Bank connections, where available, are provided through third-party data providers. BookOS does not store bank login credentials or hold customer funds. Payment and bank-data integrations, where available, are provided by third-party providers. BookOS does not hold customer funds or act as a money transmitter.

Security built for trust

Reasonable controls for sensitive financial data — encryption, access management, activity logging, and clear data deletion controls.

Audited infrastructure

Built on SOC 2-audited infrastructure where applicable.

Encryption

Encryption in transit and at rest.

Access & audit

Activity logs and role-based access for every workspace.

Bank connections, where available, are provided through third-party data providers. BookOS does not store bank login credentials or hold customer funds.

Clearer books start today.

Connect your accounts and let AI keep the review queue organized — you stay in control of every decision.

Get started free