AI financial software for clearer business and personal money management.
Connect financial data, categorize transactions, match receipts, monitor spending, track income, and generate clear reports — with AI suggestions you can review before relying on them.
Workspace preview
“Spending in ‘Software’ is up 18% this month vs. the 3-month average — review before approving.”
Personal Finance
Track spending, income, budgets, subscriptions, goals, and household cash flow in one AI-assisted workspace.
Spending & budgets
Categorization suggestions, budget tracking, and subscription monitoring with user approval.
Cash-flow visibility
Net worth and goal tracking with AI summaries of spending patterns you can review at a glance.
Exportable records
Shareable summaries for your own accountant, advisor, or planner. You stay in control of every export.
Business Finance
Organize business income, expenses, receipts, invoices, vendors, and cash-flow trends without needing to become an accounting expert.
Transactions & receipts
AI-assisted categorization, receipt matching suggestions, and vendor tracking with review queues.
Project & client views
Invoice tracking and client-level income summaries to see where revenue and expenses flow.
Cash-flow workspace
P&L-style summaries, scenario planning, and collaboration access for your own accountant or bookkeeper.
AI Insights
AI helps explain what changed, what looks unusual, and what may need your review.
Suggestions, not actions
Every AI output is labeled, reviewable, and requires your approval before it changes your records.
Anomaly & duplicate detection
Flags unusual transactions, possible duplicates, and items worth a second look — you decide what to do next.
Trend explanations
Plain-language summaries of cash-flow shifts and spending patterns based on the data you connect.
Reports
Generate informational financial summaries for your own review or to share with your accountant, bookkeeper, investor, or advisor.
Informational summaries
Income and expense summaries, category breakdowns, and vendor reports you can export at any time.
Cash-flow & scenarios
Cash-flow-style reports and forecast scenarios to think through “what if” questions before you act.
Shareable with professionals
Hand exports to your own accountant or advisor for professional review. BookOS does not prepare tax returns or certify records.
Clear pricing with built-in guardrails
See the essentials up front, then expand for limits and comparisons.
Personal Starter
- Spending and budget tracking
- 1 bank connection (weekly refresh)
- Subscription tracking and personal cash-flow summaries
- AI spending insights with user approval
- Exportable personal finance reports
Usage limits
- 15 AI actions/day
- 1.0M AI credits/month
- 50 receipts/month
- 3 active projects
Freelancer
- Income and expense tracking
- 3 bank connections (daily refresh)
- Receipt uploads and AI-assisted categorization
- Invoice tracking and monthly finance summaries
- Exportable records for professional review
Usage limits
- 60 AI actions/day
- 4.0M AI credits/month
- 200 receipts/month
- 10 active projects
Security built for trust
Reasonable controls for sensitive financial data — encryption, access management, activity logging, and clear data deletion controls.