Bookkeeping + Accounting + CFO

One AI-native platform for every money role.

BookOS brings real-time bookkeeping, close-ready accounting, and CFO-grade planning into a single workspace. Run personal finances and business books separately with shared intelligence.

US-first. Bank integrations available.Teams for businesses and families.

Live workspace preview

Always-on close readiness
Demo
Auto-posted transactions82%
Tasks queued for review6
Cash runway14.6 months
What is inside?
AI bookkeeper, accountant, and CFO agents collaborate on the same ledger, with audit logs and explainable postings.

Built for the full finance loop

Connect your bank feed, auto-categorize, and keep clean ledgers with AI oversight. Everything stays ready for close and reporting.

AI-native core
Continuous bookkeeping

Auto-posted rules, smart categorization, and split detection keep your ledger current without manual cleanup.

Close-ready accounting

Month-end checklists, reconciliation trails, and audit logs ensure books are always inspection ready.

CFO forecasting

Driver-based scenarios, runway analysis, and AI narratives turn raw data into decisions.

Personal finance mode

Budgets, savings goals, and household cash flow without business noise.

Multi-workspace separation

Keep personal and business ledgers separate, each with its own subscription and team.

Bank-grade security

Role-based access, encrypted data, and immutable audit trails for every AI action.

Three roles, one platform

BookOS maps directly to bookkeeping, accounting, and CFO needs so you never outgrow the platform.

Bookkeeper

Daily accuracy
Auto-categorize & split
Always-on transaction hygiene
Live
Inbox review
Confidence + audit trail

Accountant

Close-ready books
Reconciliation workflow
Bank feed + ledger tie-out
Statement generation
Profit, balance, cash flow

CFO

Strategic planning
Forecasts & scenarios
Runway + sensitivity
AI narratives
Explain variance + actions

Personal and business are different

Personal workspaces focus on household budgets. Business workspaces focus on close, invoicing, and performance.

Personal finance

Families and individuals
Personal
Budgets & goalsIncluded
Family members (spouse, parent, child)Included
Net worth & savings rateIncluded

Business finance

SMBs across industries
Business
Close checklist + audit trailIncluded
Invoice trackingIncluded
Team roles (admin, accountant)Included

Clear pricing

Each workspace has its own subscription so personal and business data stay clean.

Personal

Starts at $9/mo
Personal
Budgets, goals, net worth
Household-friendly
Family sharing
Invite spouse or parent
Start personal

Business

Starts at $49/mo
Business
Close-ready books
Audit trails + reconciliation
Team roles
Accountant + operator seats
Start business

Security built in

BookOS keeps data locked, logged, and explainable.

Audit logs
Every AI action is recorded.
Role-based access
Teams get only what they need.
Encrypted data
At rest and in transit.